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Payver Ltd
www.payver.co.uk
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Offer Information
Min Max
Investment Target £300,000 £300,000
Share Price £1.00 £1.00
Shares Offered info 300,000 300,000
Percentage Offered info 20.00% 20.00%
Shares Issued info 1,200,000
Pre-money Valuation £1,200,000
Share Type --
Minimum Investment £25.00
Tax Relief Available None
Sector Internet, Apps & eCommerce
Professional Services
Other
Location Bury st Edmunds, United Kingdom
Company Number 09895327  
Payver Ltd
Payver is a revolution in the small business financing marketplace. Using bespoke software and distributed ledger technology; Payver are able to provide instant liquidity against received card payments.
About Payver Ltd

Payver Ltd is the "to market" brand name for a set of IP protected software programmes. Payver is curently valued at £1.5M (valuation conducted by a High Street Bank Investment Fund). The valuation consists of £1.1M value on the ownership of the IP protected software and £400,000 valuation based on current EBITDA (extrapolated). Payver Ltd was incorporated on November 20th 2015 with the software previously used inside a wider organisation whilst the market suitability was proven and traction gained.

Payver are revolutionising the small business financing marketplace.  

Current archaic banking system processes mean that business have to wait 72 hours to receive a card payment as "cleared" funds in their bank account.  

In these 72 hours a small business may need to replace stock, pay bills, pay wages or actually buy the stock that they are intending to use to fulfil the order, all of which can lead to restricted or prohibitive growth. 

Payver offer an easy to use solution that allows small businesses to be paid almost instantly on card payments that they have received. 

A small business would log on to their bespoke Payver app. This app tracks all transactions made through their current card terminal or gateway. The small business would then select some or all transactions and send them to be "Payvered". 

Once Payver receive the request we use a combination of distributed ledger and BlockChain technology to obtain "consensus proof" of the transaction. Once we have this we pay 100% of the transaction value to the small business. We then register the transaction on our private BlockChain. This process takes approximately 1 hour.  

Payver have a very clear charging model which is a monthly fee to use the app followed by a fixed fee per transaction. Each Payver user has a different transaction fee and this is based on the volume and size of transactions in their Payver history.  

Payver are currently working in conjunction with industry regulators in their  in respect of producing legislation relating to the authorisation required for commercial use of distributed ledger and consensus modelling. Whilst this is an on-going process the regulators have allowed Payver permission to trade as described above. The regulators accept that Payver is not engaged in credit based lending with capital or collateral requirements or that interest is charged,

By investing in Payver you will be investing directly in to the growth of small British Business. 

Payver currently have an investment option in place with the Investment arm of a large high street bank who have bought the rights to a 3% stake at a valuation of £1.5M; to be taken by August 2016.

 




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Offer Information
Min Max
Investment Target £300,000 £300,000
Share Price £1.00 £1.00
Shares Offered info 300,000 300,000
Percentage Offered info 20.00% 20.00%
Shares Issued info 1,200,000
Pre-money Valuation £1,200,000
Share Type --
Minimum Investment £25.00
Tax Relief Available None
Sector Internet, Apps & eCommerce
Professional Services
Other
Location Bury st Edmunds, United Kingdom
Company Number 09895327  

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