What are Crowd Bonds?

Crowd Bonds allow investors to lend money to UK companies via debt securities, such as debentures, which are secured against the borrowing company's assets.
They offer you a regular return of capital and interest which can help in your financial planning and, because you can put them in the ISA “wrapper”, you can also look forward to tax free* growth.



 

What are the advantages of investing in our Crowd (ISA) Bonds?

Our Crowd Bonds have been structured to offer a higher rate of return than a Cash ISA, combined with a level of security that reduces your risk.
We want you to have the opportunity to reduce your risk by creating a balanced and diversified portfolio.

 

WHY INVEST?

AUTHORISED
Crowd for Angels is Authorised and Regulated by the Financial Conduct Authority, which means we follow a strict code of conduct.
SECURE
We use the latest technology to ensure a high level of security for our investors. All funds are held in a third party, segregated account.
ACCESSIBLE
Choose to pay by debit card, direct debit or bank transfer. You can access our platform and your account and portfolio 24 hours a day.
TRANSPARENT
Keep up-to-date with your investments and communicate with their management teams directly through the platform.

What are the benefits of our IF-ISA?

Our ISA is all about investing in Crowd Bonds and earning tax free* returns. For the current tax year, ending 5th April 2017, your personal allowance is £15,240, rising to £20,000 for 2017/18.

Our ISA is free to open, available online 24 hours a day, with a choice of UK companies to lend to. It is easy to open, taking less than 5 minutes, and all you need to do is to register and to give us your National Insurance number.


 

*The availability of any tax relief, including EIS and SEIS, depends on the individual circumstances of each investor and of the company concerned, and may be subject to change in the future. If you are in any doubt about the availability of any tax reliefs, or the tax treatment of your investment, you should obtain independent tax advice before proceeding with your investment.

Investing in debt pitches/Crowd Bonds through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Investments made in companies listed on the Crowd For Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

 

Open a free Crowd for Angels ISA here:

Register Now

Frequently Asked Questions

 
 
What is an ISA?
 
An ISA, or Individual Savings Account, provides a tax free way of growing your money. Every tax year you get a maximum allowance from the government which can be used in your ISA.
Who can open an IF-ISA?
 
To be eligible to open to an IF-ISA you must:
- be aged 18 or over.
- be resident in the United Kingdom
- not have subscribed to another ISA of the same type
- not have exceeded the overall subscription limit, which for 2016/17 is £15,240.
What fees do you charge?
 
We do not charge any fees to investors for providing the IF-ISA. It is free to open, there are no fees for investing in any of our Crowd Bonds and there are no annual management fees.
 

You can find more frequently asked questions here

 

Risk Warning

Investing in small public listed or private companies involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Investing in debt pitches through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Crowd for Angels is targeted exclusively at investors who are sufficiently sophisticated to understand these risks and make their own Investment Decisions. You will only be able to invest via Crowd for Angels once you are authorised. Please click here to read the full Risk Warning.

This page has been approved as a Financial Promotion by Crowd for Angels (UK) Limited (Company number: 03064807) , which is authorised and regulated by the Financial Conduct Authority (Reference number: 176508). Investments can only be made on the basis of information provided in the Pitches by the Investee Companies concerned. Crowd for Angels takes no responsibility for this Information or for any recommendations or opinions made by the Investee Companies.

Pitches may contain forward looking statements and financial forecasts or projections. Forecasts are not a reliable indicator of future performance. Crowd For Angels makes no judgement or opinion of the likelihood of targets being achieved. Investments made in companies listed on the Crowd For Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

The availability of any tax relief, including EIS and SEIS, depends on the individual circumstances of each investor and of the company concerned, and may be subject to change in the future. If you are in any doubt about the availability of any tax reliefs, or the tax treatment of your investment, you should obtain independent tax advice before proceeding with your investment.