Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

What are Crowd Bonds?

Crowd Bonds are a type of loan. They allow investors to lend money to UK companies and in return, they offer the investor a regular return of capital and interest which can help in your financial planning. And, because you can put them in the IF-ISA “wrapper”, you can also look forward to tax free* growth. Crowd Bonds can yield up to 7% interest per annum on your initial investment. 

As standard, all our Crowd Bonds offer security, underwritten by company assets, which can be used as compensation if there is non-repayment. 

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What are the advantages of investing in our Crowd Bonds?

  • Our Crowd Bonds have been structured to offer a higher rate of return (up to 7%).
  • All of our bonds offer investors a level of security that reduces your risk.
  • Many of our Crowd Bonds offer monthly interest payments and are generally short-term (2-3 years).  
  • We want you to have the opportunity to reduce your risk by creating a balanced and diversified portfolio.

Why Invest?

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Crowd for Angels is Authorised and Regulated by the Financial Conduct Authority (FCA), which means we follow a strict code of conduct and detailed rules.


We use the latest technology to ensure a high level of security for our investors. All funds are held in a third party, segregated account.

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Choose to pay by debit card, direct debit or bank transfer or cryptocurrency. You can access your account and portfolio 24 hours a day.


Keep up-to-date with your investments and communicate with their management teams directly through the platform.

What are the benefits of our

Our Innovative Finance ISA (IF-ISA) is all about investing in Crowd Bonds and earning tax free* returns. For the current tax year, ending 5th April 2023, your personal allowance is £20,000.

Our IF-ISA is free to open, available online 24 hours a day, with a choice of UK companies to lend to. It is easy to open, taking less than 5 minutes, and all you need to do is to register and provide us with your National Insurance number. 

Find out how to transfer your ISA here

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*The availability of any tax relief, depends on the individual circumstances of each investor. Investments made in companies listed on the Crowd For Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

Open a free Crowd for Angels IF-ISA here

Register Now

Frequently Asked Questions 

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What is an ISA?


An ISA, or Individual Savings Account, provides a tax-efficient way of growing your money. Every tax year you get a maximum allowance from the government which can be used in your ISA. An IF-ISA is a component of the ISA and stands for Innovative Finance ISA.

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Who can open an IF-ISA?


To be eligible to open to an IF-ISA you must:

  • be aged 18 or over.
  • not have subscribed to another ISA of the same type.
  • not have exceeded the overall subscription limit, which for 2021/2022 is £20,000.
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What fees do you charge?


Investors can register and open an IF-ISA for free.

Crowd for Angels charges an annual fee of 0.35% or the equivalent of £3.50 for every £1,000 assets held under management.

You can find more frequently asked questions here 


Risk Warning

Investment Risks

Investing in small public listed or private companies involves many risks, including illiquidity, lack of dividends, loss of investment and equity dilution. It should be done only as part of a diversified portfolio. Investing in debt pitches through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Please click here to read the full Risk Warning.

Investor Suitability

Investments on this website are targeted exclusively at investors who are sufficiently sophisticated to understand the risks involved and make their own investment decisions. You will only be able to invest in pitches on this website once you are fully authorised and the investment is deemed appropriate for you.

Basis of Investment

Investments can only be made on the basis of information provided in pitches by the investee companies concerned. Crowd for Angels takes no responsibility for information provided by external sources, including investee company websites.

Forward Looking Statements & Forecasts

Pitches may contain forward looking statements and financial forecasts or projections. Forecasts are not a reliable indicator of future performance. Crowd for Angels makes no judgement or opinion of the likelihood of targets being achieved. 

Lack of FSCS Protection

Investments made in companies listed on the Crowd for Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

Tax Relief

The availability of any tax relief, including EIS and SEIS, depends on the individual circumstances of each investor and of the company concerned, and may be subject to change in the future. If you are in any doubt about the availability of any tax reliefs, or the tax treatment of your investment, you should obtain independent tax advice before proceeding with your investment.

Innovative Finance ISA

Holding an investment within an innovative finance ISA does not reduce the risks associated with an investment or guarantee returns and it is possible to lose all of the money invested.

This page has been approved as a Financial Promotion by Crowd for Angels (UK) Limited (Company number: 03064807), which is authorised and regulated by the Financial Conduct Authority (Reference number: 176508).