What are Crowd Bonds?

Crowd Bonds are debt securities which allow investors to lend money to UK companies. They are secured against the borrowing company's assets and provide a regular flow of income which can help in your financial planning. Because you can put Crowd Bonds in the IF-ISA “wrapper”, you can also look forward to tax free* returns.



 

Why invest in Crowd Bonds?

Our Crowd Bonds have been structured to offer a higher rate of return than a Cash ISA (typically up to 9%), combined with a level of security that reduces your risk.

We want you to have the opportunity to reduce your risk by creating a balanced and diversified portfolio.

See our latest pitches here

 

WHY INVEST?

AUTHORISED
Crowd for Angels is Authorised and Regulated by the Financial Conduct Authority.
SECURE
All our bonds come with security to cover the bond amount.
FIXED TERM 
Our bonds offer a fixed term of between 1 and 5 years.
HIGH INTEREST 
Our bonds offer up to 12% interest, per annum giving you an inflation busting rate.

What are the benefits of our IF-ISA?

Our ISA is all about investing in Crowd Bonds and earning tax free* returns. For the current tax year, ending 5th April 2018, your personal allowance is £20,000. 

Our ISA is free to open, available online 24 hours a day, with a choice of UK companies to lend to. It is easy to open, taking less than 5 minutes, and all you need to do is to register and to give us your National Insurance number.


 

*The availability of any tax relief, including EIS and SEIS, depends on the individual circumstances of each investor and of the company concerned, and may be subject to change in the future. If you are in any doubt about the availability of any tax reliefs, or the tax treatment of your investment, you should obtain independent tax advice before proceeding with your investment.

Investing in debt pitches/Crowd Bonds through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Investments made in companies listed on the Crowd For Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).


Open a free Crowd for Angels IF-ISA here:

Register Now

Frequently Asked Questions

 
 
What are Crowd Bonds?
 
Crowd Bonds are debt securities issued by UK companies looking for growth capital. They are a specially created, high interest, secured product which are eligible to put in our Innovative Finance ISA (IF-ISA). Each bond has different features in terms of minimum investment, interest rate and maturity.
Who can invest in Crowd Bonds?
 
Every member registered on our platform. The minimum investment normally starts from £100 gives the opportunity of making tax-free* returns from 6% up to 12% per annum.
Are they secured?
 
Our Crowd Bonds have been designed to provide a further degree of protection that reduces your risk. Each Bond is secured against certain assets of the borrowing company and, if necessary, other assets that the directors may own.

You can find more frequently asked questions here