The Investors guide to Cryptocurrencies

What is an Initial Coin Offering (ICO)?

What is an Initial Coin Offering (ICO)?

Investment website Investopedia defines an Initial Coin Offering (also known as an ICO) as, “an unregulated means by which funds are raised for a new cryptocurrency venture”. Since the first one was completed in early 2013 by asset platform Mastercoin (now known as Omni) they have become an increasingly popular and alternative way for companies operating […]

Cryptocurrencies – the future of money?

Cryptocurrencies – the future of money?

One of the buzzwords of the moment amongst investors and fintech specialists is “cryptocurrency”, a new form of money which has seen recently soaring demand and new types created on a weekly basis. But what exactly is a cryptocurrency and how do they work? What is cryptocurrency? Cryptocurrency is a form of money. Just like […]

Have ICOs taken over from the traditional crowdfunding model?

Have ICOs taken over from the traditional crowdfunding model?

By Andrew Adcock, Chief Marketing Officer, Crowd for Angels In the UK the market for equity and debt crowdfunding, including peer-to-peer lending, started to take off in the years following the financial crisis of 2008/9. Market According to estimates from innovation charity Nesta, peer-to-peer business lending grew by 99% to £1.49 billion in 2015, with […]

Where to invest as inflation continues to bite?

Where to invest as inflation continues to bite?

Savers and investors received more bad news this week as the CPI measure of inflation soared to an almost five year high in August. Driven by rising import costs, petrol, clothing and footwear prices, inflation rose to 2.9% for the month, up from 2.6% in July and edging closer to the 3% level last seen […]

Are you making the most of your savings?

Are you making the most of your savings?

Building up sufficient amounts of cash for key life events such as retirement, a house deposit or wedding is a necessity for most people. But here in the UK millions could be looking at a bleak financial future given the low amounts that households are currently saving. Recent data from the Office for National Statistics […]

How paying off your debts can make you worse off

Look at most personal finance websites and they will advise that one of the best ways to improve your finances is to pay off your debts. But did you know that paying off your debts when there are other opportunities for your cash can in fact make you worse off in the long-term. Say at […]

Crowd for Angels granted Authorised Training Employer (ATE) by the ICAEW 

Crowd for Angels granted Authorised Training Employer (ATE) by the ICAEW 

Crowd for Angels is delighted to announce that it has been granted Authorised Training Employer (ATE) status by the The Institute of Chartered Accountants in England and Wales (ICAEW). As an ATE Crowd for Angels will offer training for the ACA (Associate Chartered Accountant) qualification to individual employees, helping to develop their accounting, business and finance skills. […]

Our due diligence – going one step beyond

Here at Crowd for Angels we often get asked by investors what due diligence we carry out on the companies that raise funds on our platform. As a company that is authorised and regulated by the Financial Conduct Authority (FCA), we have to comply with strict rules on how we conduct our business. But as […]

The little-known finance product offering up to 12% annual interest - IF-ISA

The little-known finance product offering up to 12% annual interest – IF-ISA

Since its launch in 1999 the Cash ISA (Individual Savings Account) has been a very popular product for consumers looking to shelter their savings income away from the taxman. According to government statistics, at the end of the 2015/16 tax year the total market value of Cash ISAs was a mammoth £250.7 billion¹.   Savers […]