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 Crowd for Angels Cookies Policy

Crowd for Angels (UK) Limited, a company incorporated in England and Wales under No. 03064807 whose registered office is at The Fuel Tank - B110, 8-12 Creekside Deptford, London, United Kingdom, SE8 3DX hereinafter referred to as ‘CfA’ or ‘We’ have created this cookie policy (‘Cookie Policy’) in order to demonstrate our firm commitment to disclosing to You the data that We collect about You online emanating from Your use of our Site at www.crowdforangels.com. By using our Site and agreeing to this Cookie Policy, You consent to our use of cookies in accordance with the terms of this Cookie Policy. In this Cookie Policy, references to ‘You’ and ‘Your’ are references to a CfA User who may or may not be a registered CfA Member on the Site as well as the unregistered CfA Visitor. Unless otherwise indicated, all definitions used in the Membership Agreement shall apply to this Cookie Policy.

We ask You to consent to our use of cookies in accordance with the terms of this Cookie Policy when you first visit our Site. When You use the Site, You agree that this Cookie Policy applies to that use in addition to any other terms and conditions which may apply including those contained in the Privacy Policy, the Website Terms of Use and the Your Membership Agreement (for Investee Company) or Your Membership & Nominee Agreement (for CfA Investor) which are incorporated by these references (together the ‘CfA Agreement’). CfA reserves the right to change this Cookie Policy at any time without notice, effective immediately upon posting on the Site. Please check this page of the Site periodically. Read it carefully and ensure that You understand its effect before proceeding to use the Site. Your continued use of the Site is taken as meaning that You agree to such changes or updates.

1. WHAT IS A COOKIE?

A cookie is a small text file that some websites store via the browser on Your computer's hard drive when You visit them. Cookies are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the Site. Some expire at the end of Your session on the Site, others will remain on Your computer for a little longer. When You return to websites or visit websites that use the same cookies, these cookies and therefore Your browsing device, are recognised. Cookies do lots of different and useful jobs like letting You navigate between pages efficiently, remembering Your preferences and generally improving Your browsing experience. Cookies can also be used to customise areas of content online to be more relevant to You and Your interests. We use cookies on our Site to make Your browsing experience better. By using this Site, You accept our use of cookies.

2. FIRST PARTY COOKIES

First-party cookies are cookies set by the specific website You visit i.e. the website displayed in the URL window.

3. THIRD PARTY COOKIES

Third party cookies are set by third party services that appear on our pages. They are set by the operators of that service and are not in our control. They are set by e.g. Twitter, Facebook and other advertisers or file sharing platforms. They may use the information they obtain from Your use of their cookies to track Your browser across multiple websites; to build a profile of your web surfing; or, to target advertisements which may be of particular interest to You.

4. COOKIE CATEGORIES

The type of cookies used on websites can be put into 1 of 4 categories, based on the International Chamber of Commerce guide to cookie categories.

A. Strictly Necessary Cookies: These cookies are essential, as they enable You to move around a website and use its features, such as accessing secure areas. Without these cookies, the Services You have asked for (such as access to secure areas) cannot be provided. These cookies don't gather information about You that could be used for marketing or remembering where You have been on the internet. These cannot be restricted or blocked.

B. Performance Cookies: These cookies collect information about how You use a website, for example which pages You go to most often and if You get any error messages from certain pages. These cookies do not gather information that identifies You. All information these cookies collect is anonymous and is only used to improve how a website works. These cookies are not used to target You with online advertising. Without these cookies we cannot learn how our Site is performing and make relevant improvements that could better Your browsing experience. These can be restricted or blocked.

C. Functionality & Profile Cookies: These cookies allow a website to remember choices You make (such as Your user name, language or the region You are in) and tailor the website to provide enhanced features and content for You. For instance, they remember Your login details and allow You to watch videos.  They also ensure the onsite marketing and experience is relevant to You. These cookies can also be used to remember changes You have made to text size, font and other parts of pages that You can customise. The information these cookies collect may be anonymous and they cannot track Your browsing activity on other websites. Without these cookies, a website cannot remember choices You have previously made or personalise Your browsing experience. These can be restricted or blocked.

D. Targeting Cookies: These cookies gather information about Your browsing habits. They remember that You have visited a website and share this information with other organisations such as advertisers. They do this in order to provide You with adverts that are more relevant to You and Your interests. Although these cookies can track Your visits to other websites, they do not usually know who You are. Without these cookies, online advertisements You encounter will be less relevant to You and Your interests. These can be restricted or blocked.

5. CROWD FOR ANGELS’ ONLINE USE OF COOKIES

Cookies on our Site are used for many purposes including but not limited to:

(a)    enabling a CfA User to be verified via the Site;

(b)    enabling a CfA User to register on the Site for CfA Membership to become a CfA Member by way of a CfA Login and to have such details remembered for later;

(c)    enabling a CfA Investor to register on the Site for a CfA Account and to manage funds in and out of the same;

(d)    enabling an Investee Company to submit Pitch Information when submitting a Pitch Application and a Pitch Creation Form and to create a Detailed Pitch therefrom as a CfA Listing and to have such details stored and published;

(e)    recognising Your computer when You visit our Site;

(f)    improving the Site and the CfA Platform’s usability;

(g)    analysing the use of our Site and the CfA Platform;

(h)    administrating the Site and the CfA Platform;

(i)     preventing fraud and improving the security of the Site and the CfA Platform;

(j)     personalising our Site for You;

(k)    To analyse the use of our Site through analytics software such as Google Analytics: We use Google Analytics, a popular web analytics service provided by Google, Inc. The information generated by the cookie about Your use of our Site (including Your IP address) will be transmitted to and stored by Google on servers in the United States. Google Analytics will use this information for the purpose of evaluating Your use of our Site, compiling reports on Site activity and behaviour – such as the typical length of stay on the Site or the average number of pages a user views or for the purpose of providing other services relating to Site activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google undertakes not to associate Your IP address with any other data held by Google. Google's privacy policy is available at: http://www.google.com/privacypolicy.html.

Below is a full list of the cookies used by CfA along with which cookie category they slot in to, whether they are first or third party, what their purpose is and when they expire on Your device:

COOKIE NAME

TYPE OF COOKIE

FIRST OR THIRD PARTY

PURPOSE

EXPIRE

PHPSESSID

STRICTLY NECESSARY

First

Service is ready when end of session You want it and fast. It can measure numbers and volumes of CfA Visitors

End of session

LOGINDET

STRICTLY NECESSARY

First

CfA Member chooses to use it to remain logged in.

End of session

pcaInstallationId

PERFORMANCE

Third

This Website uses Capture+, a service provide by PostcodeAnywhere. A single cookie called pcaInstallationId is used to retrieve a list of addresses previously retrieved by the user from PostcodeAnywhere database.

1 year

__utma

TARGETING

Third (Google Analytics)

stores the amount of visits (for each visitor), the time of the first visit, the previous visit, and the current visit

End of session

__utmb

TARGETING

Third (Google Analytics)

used to check approximately how fast people leave

End of session

_ utmc

TARGETING

Third (Google Analytics)

re used to check approximately how fast people leave

End of session

_ utmz

TARGETING

Third (Google Analytics)

Records whether the visitor came from a search engine (and if so, the search keyword used), a link, or from no previous page (e.g. a bookmark). It also also registers what keyword generated the visit plus geolocation data.

6 months

_utmv

TARGETING

Third (Google Analytics)

It is used for segmentation, data experimentation and  the __utmv works hand in hand with the   __utmz cookie to improve cookie targeting capabilities.

Persistent

 

6. WANT TO LEARN MORE ABOUT COOKIES?

You can manage these small files and learn more about them from the Directgov article: Internet Browser cookies - what they are and how to manage them

7. WANT TO RESTRICT OR BLOCK ANY COOKIES?

By using our Site, You agree that We can place cookies on Your device, however, if You would like to restrict or block cookies used on our Site (or on any website), You will need to change the browser settings in each browser You use and on each device You use to access the internet. Click here to see full instructions for all browsers

Please be aware that some of our Services will not function if Your browser does not accept the cookies.

More information about cookies can be found at: http://www.allaboutcookies.org

Internet Advertising Bureau: Guide to online advertising and privacy

International Chamber of Commerce United Kingdom: ICC UK cookie guide

We keep our Cookie Policy under regular review.

Risk Warning

Investment Risks

Investing in small public listed or private companies involves many risks, including illiquidity, lack of dividends, loss of investment and equity dilution. It should be done only as part of a diversified portfolio. Investing in debt pitches through Crowd for Angels (UK) Limited involves lending to companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. Please click here to read the full Risk Warning.

Investor Suitability

Investments on this website are targeted exclusively at investors who are sufficiently sophisticated to understand the risks involved and make their own investment decisions. You will only be able to invest in pitches on this website once you are fully authorised and the investment is deemed appropriate for you.

Basis of Investment

Investments can only be made on the basis of information provided in pitches by the investee companies concerned. Crowd for Angels takes no responsibility for information provided by external sources, including investee company websites.

Forward Looking Statements & Forecasts

Pitches may contain forward looking statements and financial forecasts or projections. Forecasts are not a reliable indicator of future performance. Crowd for Angels makes no judgement or opinion of the likelihood of targets being achieved. 

Lack of FSCS Protection

Investments made in companies listed on the Crowd for Angels platform are not covered by the Financial Services Compensation Scheme (FSCS).

Tax Relief

The availability of any tax relief, including EIS and SEIS, depends on the individual circumstances of each investor and of the company concerned, and may be subject to change in the future. If you are in any doubt about the availability of any tax reliefs, or the tax treatment of your investment, you should obtain independent tax advice before proceeding with your investment.

Innovative Finance ISA

Holding an investment within an innovative finance ISA does not reduce the risks associated with an investment or guarantee returns and it is possible to lose all of the money invested.

This page has been approved as a Financial Promotion by Crowd for Angels (UK) Limited (Company number: 03064807), which is authorised and regulated by the Financial Conduct Authority (Reference number: 176508).