Why Peer-to-Peer’s the Smart Investor’s Choice
Think of ‘alternative finance’ and the offbeat, yet well-trodden routes to maintaining long-held wealth might spring to mind – like storing cases of vintage wine in the basement, waiting for their value to rise. Alternatively, you might think of revolutionary new ways of trading, like BitCoin, which has caused an unexpected disruption in the financial […]
How to Create the Perfect Pitch for Your Crowdfunding Campaign
The right words hold the power to move mountains – or, at least, to persuade others to move mountains for you. And this is never more true than when you’re pitching for investment. A strong pitch which succinctly and effectively communicates why your business is such a compelling opportunity can be the difference between securing […]
Read our report on Debt Crowdfunding
While the crowdfunding industry is probably better known for its equity products, there is a rapidly growing and attractive sub-sector developing for debt based crowdfunded securities. According to innovation charity Nesta a total of £6.2 million was raised via debt based securities in 2015. This was up by 47.6% on the previous year, as investors became increasingly attracted to their benefits.
Preparing your pitch – key things you need to include
When pitching for funds on a crowdfunding platform there are a number of key points which businesses need to make to investors in order to sell their story. In this article Andrew Adcock of Crowd for Angels looks at six major topics which all good funding pitches should cover.
6 benefits of crowdfunding for investors
With few other financial instruments offering the potential to increase wealth as much as equity in an early stage or start-up business does, what other benefits can crowdfunding offer the investor? We ask Tony De Nazareth for his opinion on the
How to value your company
One of the most overlooked elements of a crowdfunding campaign, but one of the most critical for entrepreneurs, is what valuation to put on your company.
While setting a valuation involves many considerations, and can often be more of an art than a science, there are a few basic guidelines you can follow.
Has the cash ISA become redundant?
George Osborne’s sixth Budget as Chancellor was relatively light on incentives for savers and investors, but there were some highlights worth mentioning. These include a new “Lifetime” ISA for the under-40s, with the government paying an effective 25% interest on a maximum of £4,000 a year, and a rise in the annual standard ISA allowance to £20,000 from 2017.
Despite the increase in the cash ISA allowance there is a strong argument that as a savings vehicle they are almost redundant. Here are 2 reasons why:
Crowdfunding to save lives
There are nine million bicycles in Beijing, so the popular song goes. But did you know that there are estimated to be more than one billion bikes in the world? Often lauded as one of man’s greatest inventions, the bike is a cheap and effective form of transport, provides recreation and gives users considerable health benefits.
The death of crowdfunding?
The first few weeks of 2016 have seen several pieces of bad press for the crowdfunding industry. We saw some scathing commentary from Lord Turner. Early stage companies go bust every day and they will continue to do so. So only a few years after springing into life are we about to see the crowdfunding industry slowly die?
Beating the banks with Blockchain
It’s a well known fact that the majority of start-up companies fail to be a success. This could be down to a bad product, poor marketing, high competition or a number of other factors. But even if companies are successfully selling their wares, hundreds, if not thousands of them, can fail due to poor cash flow management.