Invest Money, Don’t Donate It – Why We Support Regulation in Crowdfunding
By Andrew Adcock Crowdfunding still has a poor reputation among many serious investors. I don’t think that’s necessarily something for which investors should be faulted. Frankly, I think that crowdfunding ought to do much more to make it clear that it is a serious and viable alternative way to invest money, which can accord with […]
£500 to Invest? Here’s How to Target Big Returns
With interest rates remaining at historic lows and struggling to keep up with inflation many investors are moving away from savings accounts and starting to invest for themselves. But if you don’t have an enormous amount of capital to begin with, it can be hard to see how to get started – building a strong […]
Where to Invest Your Money in 2017
After the events of 2016 – the EU referendum result, the election of Donald Trump – it can feel like the future of investment might be very different to what we’ve been used to, and you might be feeling uncertain about where to invest. If the world is becoming more sceptical about free trade, for […]
Crowd for Angels partners with Paysafe
Crowd for Angels, one of the UK’s leading crowdfunding companies, is pleased to announce that it has selected Paysafe as its payment processing provider.
Crowd for Angels join the UK Business Angels Association
Crowd for Angels, one of the UK’s leading crowdfunding companies, is pleased to announce it is now a member of the UK Business Angels Association (UKBAA). The UK Business Angels Association (UKBAA) is the national trade association representing angel and early stage investment. The UKBAA aims to: Represent the voice of the angel investment community and ensure […]
VCT vs EIS – what’s the difference?
Want to save on your tax bill and invest in growing companies at the same time? With a range of government backed incentive schemes you can do exactly that. Small businesses are the lifeblood of the UK economy. They employ an estimated 16 million people (more than half of the workforce), account for 99.3% of […]
Finding income in a low-rate wasteland – CityAM Feature
WITH the Bank of England widely expected to cut interest rates this afternoon, savers are bracing themselves for a further drop in the already pitiful returns they are earning on deposit accounts. The rates of interest offered on crowdfunded debt securities typically range from 6 per cent to 12 per cent, depending on the risk associated with the business. Crowdfunded debt products might be riskier, but their higher rates of return make them worth a look.
Oliver Rothschild becomes a shareholder in Crowd for Angels
Crowd for Angels is delighted to announce that growth company guru and charity ambassador Oliver Rothschild has become a shareholder in the company. This further strengthens his ties with the business, at which he became a special advisor to the board in January this year.
Read our report on Debt Crowdfunding
While the crowdfunding industry is probably better known for its equity products, there is a rapidly growing and attractive sub-sector developing for debt based crowdfunded securities. According to innovation charity Nesta a total of £6.2 million was raised via debt based securities in 2015. This was up by 47.6% on the previous year, as investors became increasingly attracted to their benefits.
Can Crowdfunding beat annuities?
Driven by increasing life expectancy rates and record low interest rates, levels of income provided by annuities have plunged over the past couple of decades. Back in the 1990s a 65 year old man with a pension fund of £100,000 could quite easily secure an income of c.£15,000 a year until death via a life annuity. However in 2016 an equally large pension pot is unlikely to pay our retiree more than £5,000 per annum. Could crowdfunding be the answer?